Purchasing a home isn’t just a transaction; it's a journey to a new chapter filled with dreams, memories, and growth. While the allure of a new home is undeniable, it's essential to understand that the listed sale price is just the tip of the iceberg. Let's dive deeper into the hidden costs that often surprise homebuyers. Land Transfer Tax: This is a tax imposed when real estate changes hands. In Ontario, the tax varies based on the property's purchase price. First-time... [read more]